The infamous student loans are known to have ruined lives of many graduates. Struggling to make their ends meet, a huge number of student loan borrowers wish their loans to be discharged. Although, it is quite difficult but there are some situations in which student loans can be completely waived off. One of them is Total and Permanent Disability of loan bearer . A total and permanent disability (TPD) discharge can relieve borrowers from William D. Ford Federal Direct Loan (D